Tube of choice,I am using Myka Jelina,which you can purchase here,do not use unless you have a license to do so.
Scrapkit is Reflected Whispers by Chelle at Purple Dragonfly Creations here and you can purchase it here. Gorgeous colors in this kit,thank you Chelle!!
Font of choice.
~This tutorial was written assuming you have working knowledge of PSP~
Open a new 600x600 transparent image.
Paste element 23(frame) as a new layer/resize 25%.
Repeat with element 27/moving below frame layer.
Paste element 31 below layers/resize 15%.
Paste element 2/resize 50%/edit/repeat resize/layers/duplicate 1 time/position both layers.
Paste element 6/resize 60%/edit/repeat resize/layers/duplicate 3 times/position all layers.
Paste element 11/resize 70%/edit/repeat resize/layers/duplicate/position.
Apply dropshadow of choice to all layers.
Image/resize all layers 15%.
Hope you enjoyed my tut :)