2 tubes of choice,I am using Barbara Jensen,which you can purchase here,do not use unless you have a license to do so.
Scrapkit is Naughty by Sanie at Creations By Sanie here and you can purchase it here. Stunning kit Sanie,thank you!
Mask of choice,I am using mask 26 by Deanna here.
Font of choice.
~This tutorial was written assuming you have working knowledge of PSP~
Dropshadow of choice for tut.
Open element 27(frame)/resize 20%/make sure all layers is unchecked.
Paste paper 4/right click on paper layer/arrange/move down/right click on paper again/new mask layer/from image/select mask/ok/layers/merge/merge group.
Highlight and click inside frame with your magicwand/selections/modify/expand by 6.
Paste paper 8 below frame layer/selections/invert/delete/do not deselect.
Paste both tubes/position/delete/deselect/dropshadow.
Element 46/resize 30%/layers/duplicate 3 times/dropshadow.
Element 17/resize 17%/dropshadow.
Element 22/resize50%/edit/repeat resize/layers/duplicate 1 time/dropshadow.
Element 19/resize 50%/dropshadow.
Element 4/resize 60%/dropshadow.
Repeat with element 7.
Element 68/resize 45%/edit/repeat resize.
Image/resize all layers 18%.
Save as png,jpg,etc.
Hope you enjoyed my tut :)