Tube of choice,I am using Jennifer Janesko,which you can purchase here,do not use unless you have a license to do so.
Scrapkit is Romantic Christmas from Sanie at Creation By Sanie here and you can purchase this stunning kit here. Thank you Sanie!
Font is Black Jack here.
~This tutorial was written assuming you have working knowledge of PSP~
Open a new 500x600 canvas.
Paste frame 4 as a new layer/click inside frame with your magicwand/selections/modify/expand by 6.
Paste paper 1 below frame layer/selections/invert/delete/do not deselect.
Right click on frame layer/merge/merge down to paper layer/dropshadow:
Paste frosted grunge glitter below merged layers/layers/duplicate 5 times/position around frame/last dropshadow we used to all layers.
Moving up top/paste/position the following with dropshadow:
Star chain 1&2
Bells 6/resize 10%
Bow /resize 60%/layers/duplicate 1 time
Box 1/resize 58%
Repeat with deco
Image/resize all layers 17%.
Hope you enjoyed my tut :)