Tube of choice,I am using Jamie Kidd,which you can purchase here,do not use unless you have a license to do so.
Scrapkit is Summer Fun from Jackie of Dwana Designs here.
Font is Chelsea here.
Paste frame 04/click inside frame with your magicwand/selections/modify/expand by 6.
Paste paper 7 below layer/selections/invert/delete/do not deselect.
Paste water/position/delete/do not deselect.
Paste sun/resize 50%/position/delete/deselect/dropshadow.
Right click on frame layer/merge/merge down to paper layer/dropshadow.
Resize all layers 38%.
Frame 01/click inside frame with your magicwand/selections/modify/expand by 6.
Paste paper glitter 2 below layer/selections/invert/delete/deselect.
Right click on frame/merge/merge down/layers/duplicate 1 time
Leaf 1/resize 50%/repeat resize/layers/duplicate 1 time
Surf board 1/resize 40%
Deco tag/resize 45%
Shells/resize 52%/repeat resize
Drink 6/resize 55%
Butterfly 2/resize 75%
Hope you enjoyed my tut :)